QuickBooks,
finished.

No. Allocary never holds, moves, or has custody of your funds. It computes allocation amounts and records transfers inside QuickBooks as journal entries between accounts you own. Allocary is not a bank and is not a money transmitter. If Allocary shut down tomorrow, your cash would be exactly where it always was.

No. Allocary works entirely inside QuickBooks Online with your existing bank accounts. Every transfer is between accounts you already own. You keep your current bank, your current QuickBooks setup, and full control.

Yes. Allocary is built around the Profit First 5-bucket system — Income, Profit, Owner's Pay, Tax, and Operating Expenses. It runs your twice-monthly allocation on the 10th and 25th, using a CAP-to-TAP ramp so you transition gradually. Connect QuickBooks, set your target percentages, and Allocary handles the rest.

Allocary works with QuickBooks Online Simple Start, Essentials, Plus, and Advanced (US only). It does not require QuickBooks Desktop or QuickBooks Self-Employed.

Yes. Enter your lease terms once. Allocary builds the full amortization schedule, posts monthly journal entries automatically to QuickBooks, and keeps your right-of-use asset and lease liability balances current — no spreadsheet required.

Yes. Enter your payroll summary and Allocary calculates FICA automatically — Social Security and Medicare, including the Social Security wage base cap — then builds a balanced, audit-ready journal entry and posts it directly to QuickBooks. Under two minutes per pay period.

You set dollar thresholds: e.g. under $500 auto-approves, $500–$5,000 needs one approver, over $5,000 needs two. Whitelist trusted vendors for automatic pass-through. Every approval or rejection is logged with a full audit trail. Approved bills post directly to QuickBooks.

Upload a CSV or TSV file from your vendor. Allocary matches each line against your QuickBooks bills and sorts results into 5 lanes: exact match, amount discrepancy, probable match (within 30 days), vendor-only items, and internal-only items. Export a clean report and know exactly what to pay, dispute, or investigate.

Gross margin, net margin, current ratio, quick ratio, burn rate, runway, AR days, AP days, revenue growth, and EBITDA — pulled directly from your live QuickBooks data and delivered as a branded PDF you can hand to your bank, CPA, or board.

Yes. Allocary reads your QuickBooks vendors and payment history year-round, flags every contractor who crosses the over-$2,000 annual threshold, validates TIN formats, and builds IRS FIRE system-ready filing data in Publication 1220 format. No January scramble.

Allocary compares your key KPIs against industry medians across 10 sectors: retail, restaurants, construction, professional services, healthcare, manufacturing, real estate, technology, wholesale, and transportation. Each metric is scored good, average, or poor, with 2–4 plain-English recommendations. Generates a downloadable benchmark PDF.

It flags duplicate presentment patterns, same-amount replays, suspicious check timing, and other bank-fraud signals so you can catch problems before they become losses.

No. Allocary records transfers and allocation activity in QuickBooks and reminds you of deadlines. You and your accountant decide what percentages to set aside and when to remit.

No. Allocary is an independent tool. "Profit First" is a method and registered trademark of its author; we reference it only to describe the kind of allocation Allocary can automate. We are not affiliated with or endorsed by Profit First or its author.

Solo is 39/month (core allocation, 1 company, 14-day free trial, no card required). Pro is 199/month and includes all 16 suite tools. CPA Core is 15/company/month; CPA Suite is 49/company/month (10-company minimum). Annual billing saves 25%.